{"id":1663,"date":"2022-07-26T17:53:19","date_gmt":"2022-07-26T21:53:19","guid":{"rendered":"https:\/\/www.cbbenefits.ca\/\/?page_id=1663"},"modified":"2025-11-03T20:15:02","modified_gmt":"2025-11-04T01:15:02","slug":"fonctionnement-du-cgds","status":"publish","type":"page","link":"https:\/\/www.bcavantages.ca\/fr\/sante-et-bien-etre\/demarrer\/fonctionnement-du-cgds\/","title":{"rendered":"Fonctionnement du CGDS"},"content":{"rendered":"  <div id=\"page-hero-block_e801b83238e326dfecbc1fbf6cc9bfa3\" class=\"page-hero\">\r\n    <div class=\"page-hero__container green\" >\r\n      <div class=\"page-hero__image\">\r\n        <div class=\"page-hero__image__circle\">\r\n          <div class=\"page-hero__image__circle__bottom none\" style=\"background-image:url('\/wp-content\/uploads\/2022\/08\/health-How-the-HCSA-works-scaled-1-1920x1012.jpg')\"><\/div>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\"page-hero__wrapper\">\r\n        <div class=\"page-hero__breadcrumb\">\r\n          <h1>\r\n                          <a href=\"\/fr\/sante-et-bien-etre\/\"><span class=\"page-hero__breadcrumb__parent\">Sant\u00e9 et bien-\u00eatre<\/span><\/a> <span class=\"page-hero__breadcrumb__separator\">|<\/span>\r\n                        <span class=\"page-hero__breadcrumb__current\">\r\n                              <a href=\"\/fr\/sante-et-bien-etre\/demarrer\/\">D\u00e9marrer<\/a>\r\n                          <\/span>\r\n          <\/h1>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n\n\n   <div id=\"anchor-link-block_9c23b79b120044384f17db09869931c6\" class=\"anchor-link\">\r\n      <a name=\"fonctionnement-du-cgds\" class=\"anchor\"><\/a>\r\n   <\/div>\r\n\n\n\n<h2 class=\"wp-block-heading\">Fonctionnement du CGDS<\/h2>\n\n\n\n<p>Si vous choisissez l\u2019option Feuille verte ou Feuille orange, vous avez acc\u00e8s \u00e0 un compte de gestion des d\u00e9penses sant\u00e9 (CGDS), qui fait compl\u00e9ment \u00e0 votre protection d\u2019avantages sociaux.<\/p>\n\n\n\n<p>Le CGDS s\u2019apparente \u00e0 un compte bancaire&nbsp;: votre employeur y d\u00e9pose de l\u2019argent, que vous pouvez utiliser pour r\u00e9gler des d\u00e9penses de soins de sant\u00e9 et de soins dentaires admissibles en vertu de la <em>Loi de l\u2019imp\u00f4t sur le revenu<\/em> (LIR).<\/p>\n\n\n\n<p>Vous pouvez utiliser ces fonds pour r\u00e9gler des d\u00e9penses qui ne sont pas couvertes en vertu du r\u00e9gime, ou qui ne sont pas enti\u00e8rement couvertes (comme les franchises et les quotes-parts). C\u2019est la flexibilit\u00e9 \u00e0 l\u2019\u0153uvre&nbsp;: vous contr\u00f4lez les fa\u00e7ons d\u2019utiliser votre CGDS.<\/p>\n\n\n\n<p>Si vous n\u2019avez pas utilis\u00e9 tous les fonds \u00e0 la fin de l\u2019ann\u00e9e d\u2019assurance, ceux-ci seront report\u00e9s \u00e0 l\u2019ann\u00e9e suivante, et vous pourrez les utiliser pour r\u00e9gler des d\u00e9penses engag\u00e9es pendant cette ann\u00e9e-l\u00e0. Toutefois, si vous ne les utilisez pas avant la fin de la deuxi\u00e8me ann\u00e9e, vous devrez y renoncer.<\/p>\n\n\n\n<p>Comme les sommes d\u00e9tenues dans votre CGDS y sont d\u00e9pos\u00e9es avant imp\u00f4t, elles vont beaucoup plus loin. Pour les r\u00e9sidents du Qu\u00e9bec, il s\u2019agit d\u2019un avantage imposable, au m\u00eame titre que les avantages sociaux r\u00e9guliers.<\/p>\n\n\n\n<p><strong><em>Remarque importante :<\/em><\/strong><em>&nbsp;<\/em><em>Ces renseignements s\u2019appliquent seulement aux employ\u00e9s actifs du bureau des MBC, de BCOQ, de BCOC et de l\u2019U\u00c9BFC. Pour plus de renseignements sur le r\u00e9gime d\u2019avantages sociaux des Baptistes canadiens du Canada Atlantique (BCCA), consultez le site Web&nbsp;<\/em><a href=\"http:\/\/baptist-atlantic.ca\/\" target=\"_blank\" rel=\"noreferrer noopener\">http:\/\/baptist-atlantic.ca\/.<\/a><\/p>\n\n\n  <div id=\"related-resources-block_71778e73172e02eaf8488cf0e07a5594\" class=\"related-resources\">\r\n    <div class=\"related-resources__container green\">\r\n      <div class=\"related-resources__heading nohovertrans\">\r\n        <span class=\"related-resources__heading__icon\">\r\n          <img decoding=\"async\" src=\"\/wp-content\/uploads\/2022\/07\/health-black.png\" alt=\"\">\r\n        <\/span>\r\n        <div class=\"related-resources__heading__text\">\r\n          Ressources connexes\r\n          <span class=\"related-resources__heading__expander\">\r\n            <span class=\"related-resources__heading__expand\" data-expand=\"expand\" aria-hidden=\"true\">+<\/span>\r\n            <span class=\"related-resources__heading__expand\" data-expand=\"collapse\" aria-hidden=\"true\">\u2013<\/span>\r\n          <\/span>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\"related-resources__groups\">\r\n                  <div class=\"related-resources__group\">\r\n            <div class=\"related-resources__group__heading\">\r\n              Ressources            <\/div>\r\n\r\n            <ul class=\"related-resources__links\">\r\n                              <li class=\"related-resources__link\">\r\n                                      <a class=\"nohovertrans \" href=\"https:\/\/my.canadalife.com\/acceder\"  target=\"_blank\"  >Ma Canada Vie au travail<\/a>\r\n                                  <\/li>\r\n\r\n                              <li class=\"related-resources__link\">\r\n                                      <a class=\"nohovertrans \" href=\"\/wp-content\/uploads\/2025\/10\/2026-CB-Benefits-Benefits-At-a-Glance_FR.pdf\"  target=\"_blank\"  >Garanties en un coup d\u2019oeil<\/a>\r\n                                  <\/li>\r\n\r\n                              <li class=\"related-resources__link\">\r\n                                      <a class=\"nohovertrans \" href=\"\/wp-content\/uploads\/2025\/11\/FR-156241-Canadian-Baptist-Ministries-Booklet-39-Cl-201-209-Div-1-3522-24432-Standard-Enhanced-Premium-Flex_FR-designed.pdf\"  target=\"_blank\"  >Guide d\u00e9taill\u00e9 sur les avantages sociaux<\/a>\r\n                                  <\/li>\r\n\r\n                              <li class=\"related-resources__link\">\r\n                                      <a class=\"nohovertrans \" href=\"\/wp-content\/uploads\/2022\/07\/MBC_Liste-dexemples-de-de\u0301penses-e\u0301ligibles-pour-le-CGDS_2021.pdf\"  target=\"_blank\"  >CGDS : Sommaire des d\u00e9penses admissibles<\/a>\r\n                                  <\/li>\r\n\r\n                              <li class=\"related-resources__link\">\r\n                                      <a class=\"nohovertrans \" href=\"https:\/\/www.canada.ca\/fr\/agence-revenu\/services\/impot\/particuliers\/sujets\/tout-votre-declaration-revenus\/declaration-revenus\/remplir-declaration-revenus\/deductions-credits-depenses\/lignes-33099-33199-frais-medicaux-admissibles-vous-pouvez-demander-votre-declaration-revenus.html\"  target=\"_blank\"  >ARC : D\u00e9penses m\u00e9dicales admissibles<\/a>\r\n                                  <\/li>\r\n\r\n                          <\/ul>\r\n          <\/div>\r\n                  <div class=\"related-resources__group\">\r\n            <div class=\"related-resources__group__heading\">\r\n              Questions ou aide?            <\/div>\r\n\r\n            <ul class=\"related-resources__links\">\r\n                              <li class=\"related-resources__link\">\r\n                                      <a class=\"nohovertrans \" href=\"tel:1-833-900-3853\"  target=\"_blank\"  >Canada Vie sans frais 1-833-900-3853<\/a>\r\n                                  <\/li>\r\n\r\n                              <li class=\"related-resources__link\">\r\n                                      <a class=\"nohovertrans \" href=\"mailto:benefits@cbbenefits.ca\"  target=\"_blank\"  >benefits@cbbenefits.ca<\/a>\r\n                                  <\/li>\r\n\r\n                          <\/ul>\r\n          <\/div>\r\n              <\/div>\r\n    <\/div>\r\n  <\/div>\r\n","protected":false},"excerpt":{"rendered":"<p>Fonctionnement du CGDS Si vous choisissez l\u2019option Feuille verte ou Feuille orange, vous avez acc\u00e8s \u00e0 un compte de gestion des d\u00e9penses sant\u00e9 (CGDS), qui fait compl\u00e9ment \u00e0 votre protection d\u2019avantages sociaux. Le CGDS s\u2019apparente \u00e0 un compte bancaire&nbsp;: votre employeur y d\u00e9pose de l\u2019argent, que vous pouvez utiliser pour r\u00e9gler des d\u00e9penses de soins [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":1659,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"page-template\/page-with-related-resources.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1663","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bcavantages.ca\/fr\/wp-json\/wp\/v2\/pages\/1663","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bcavantages.ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.bcavantages.ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.bcavantages.ca\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bcavantages.ca\/fr\/wp-json\/wp\/v2\/comments?post=1663"}],"version-history":[{"count":11,"href":"https:\/\/www.bcavantages.ca\/fr\/wp-json\/wp\/v2\/pages\/1663\/revisions"}],"predecessor-version":[{"id":5123,"href":"https:\/\/www.bcavantages.ca\/fr\/wp-json\/wp\/v2\/pages\/1663\/revisions\/5123"}],"up":[{"embeddable":true,"href":"https:\/\/www.bcavantages.ca\/fr\/wp-json\/wp\/v2\/pages\/1659"}],"wp:attachment":[{"href":"https:\/\/www.bcavantages.ca\/fr\/wp-json\/wp\/v2\/media?parent=1663"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}