{"id":1667,"date":"2022-07-25T11:04:59","date_gmt":"2022-07-25T15:04:59","guid":{"rendered":"https:\/\/www.cbbenefits.ca\/\/?page_id=1667"},"modified":"2022-12-13T08:11:19","modified_gmt":"2022-12-13T13:11:19","slug":"apercu","status":"publish","type":"page","link":"https:\/\/www.bcavantages.ca\/fr\/retraite-et-epargne\/apercu\/","title":{"rendered":"Aper\u00e7u"},"content":{"rendered":"  <div id=\"page-hero-block_708b86bd3ec6259405867247af747e42\" class=\"page-hero\">\r\n    <div class=\"page-hero__container blue\" >\r\n      <div class=\"page-hero__image\">\r\n        <div class=\"page-hero__image__circle\">\r\n          <div class=\"page-hero__image__circle__bottom none\" style=\"background-image:url('\/wp-content\/uploads\/2022\/08\/Retirement-overview-scaled-1-1920x1012.jpg')\"><\/div>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\"page-hero__wrapper\">\r\n        <div class=\"page-hero__breadcrumb\">\r\n          <h1>\r\n                          <a href=\"\/fr\/retraite-et-epargne\/\"><span class=\"page-hero__breadcrumb__parent\">Retraite et \u00e9pargne<\/span><\/a> <span class=\"page-hero__breadcrumb__separator\">|<\/span>\r\n                        <span class=\"page-hero__breadcrumb__current\">\r\n                              Aper\u00e7u                          <\/span>\r\n          <\/h1>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n\n\n   <div id=\"anchor-link-block_e58e79d85aff394141d7a9951f9fdab2\" class=\"anchor-link\">\r\n      <a name=\"admissibilite\" class=\"anchor\"><\/a>\r\n   <\/div>\r\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Admissibilit\u00e9<\/strong><\/h2>\n\n\n\n<p>Tous les employ\u00e9s ont le droit de participer au r\u00e9gime.<\/p>\n\n\n\n<p>Votre date d&rsquo;admissibilit\u00e9 sera indiqu\u00e9e dans votre contrat de travail. Vous adh\u00e9rerez alors au r\u00e9gime le premier jour du mois suivant votre date d&rsquo;admissibilit\u00e9.<\/p>\n\n\n\n<p>Veuillez noter que votre admissibilit\u00e9 peut d\u00e9pendre du nombre d&rsquo;heures travaill\u00e9es par semaine, et que chaque province a des exigences minimales l\u00e9g\u00e8rement diff\u00e9rentes pour le nombre d&rsquo;heures travaill\u00e9es par semaine. Pour plus de d\u00e9tails, veuillez consulter la brochure du r\u00e9gime de votre province.<\/p>\n\n\n\n<p>Une fois que vous avez adh\u00e9r\u00e9, vous ne pouvez pas mettre fin \u00e0 votre adh\u00e9sion ou retirer vos fonds tant que vous \u00eates employ\u00e9 par un employeur participant.<\/p>\n\n\n   <div id=\"spacer-block_db3ff2d3f40b6014946cd344287843cf\" class=\"spacer spacer--regular\">\r\n\r\n   <\/div>\r\n\n\n   <div id=\"anchor-link-block_57f7b48a472fc2790e389e291bb5ea5b\" class=\"anchor-link\">\r\n      <a name=\"renseignements-sur-le-programme-de-retraite-et-depargne\" class=\"anchor\"><\/a>\r\n   <\/div>\r\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Renseignements sur le programme de retraite et d\u2019\u00e9pargne<\/strong><\/h2>\n\n\n\n<p>Le programme de retraite et d\u2019\u00e9pargne BC Avantages, \u00e9l\u00e9ment important de votre programme de r\u00e9mun\u00e9ration global \u2013 et de votre bien-\u00eatre financier \u2013 est compos\u00e9 des r\u00e9gimes suivants :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>le R\u00e9gime de retraite baptiste canadien (RRBC), r\u00e9gime de retraite \u00e0 cotisations d\u00e9termin\u00e9es; et<\/li>\n\n\n\n<li>un Compte d\u2019\u00e9pargne libre d\u2019imp\u00f4t (CELI).<\/li>\n<\/ul>\n\n\n\n<p><strong>L\u2019adh\u00e9sion \u00e0 ces deux r\u00e9gimes, qui est facultative<\/strong>,<strong> <\/strong>vous permet de profiter de frais tr\u00e8s bas, de la commodit\u00e9 des d\u00e9ductions salariales, des services de gestionnaires en placements professionnels, du m\u00e9canisme de surveillance de ces derniers, de fonds faciles \u00e0 choisir et d\u2019avantages fiscaux.<\/p>\n\n\n\n<p><a href=\"https:\/\/my.canadalife.com\/acceder\" target=\"_blank\" rel=\"noreferrer noopener\">Ma Canada Vie au travail<\/a> vous permet d\u2019acc\u00e9der \u00e0 votre ou vos comptes, d\u2019utiliser des outils et calculateurs financiers conviviaux et d\u2019obtenir du soutien, le tout dans le but de vous aider \u00e0 prendre vos d\u00e9cisions financi\u00e8res les plus difficiles.<\/p>\n\n\n  <div id=\"related-resources-block_acb55afe4c44f1d92ede39616eecceb9\" class=\"related-resources\">\r\n    <div class=\"related-resources__container blue\">\r\n      <div class=\"related-resources__heading nohovertrans\">\r\n        <span class=\"related-resources__heading__icon\">\r\n          <img decoding=\"async\" src=\"\/wp-content\/uploads\/2022\/07\/retirement-white-300x300.png\" alt=\"\">\r\n        <\/span>\r\n        <div class=\"related-resources__heading__text\">\r\n          Ressources connexes\r\n          <span class=\"related-resources__heading__expander\">\r\n            <span class=\"related-resources__heading__expand\" data-expand=\"expand\" aria-hidden=\"true\">+<\/span>\r\n            <span class=\"related-resources__heading__expand\" data-expand=\"collapse\" aria-hidden=\"true\">\u2013<\/span>\r\n          <\/span>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\"related-resources__groups\">\r\n                  <div class=\"related-resources__group\">\r\n            <div class=\"related-resources__group__heading\">\r\n              Ressources            <\/div>\r\n\r\n            <ul class=\"related-resources__links\">\r\n                              <li class=\"related-resources__link\">\r\n                                      <a class=\"nohovertrans \" href=\"https:\/\/my.canadalife.com\/acceder\"  target=\"_blank\"  >Ma Canada Vie au travail<\/a>\r\n                                  <\/li>\r\n\r\n                              <li class=\"related-resources__link\">\r\n                                      <a class=\"nohovertrans \" href=\"\/fr\/formulaires-et-ressources\/\"  >Brochures sur le r\u00e9gime<\/a>\r\n                                  <\/li>\r\n\r\n                              <li class=\"related-resources__link\">\r\n                                      <a class=\"nohovertrans \" href=\"https:\/\/my.canadalife.com\/acceder\"  target=\"_blank\"  >Trouver un formulaire<\/a>\r\n                                  <\/li>\r\n\r\n                          <\/ul>\r\n          <\/div>\r\n                  <div class=\"related-resources__group\">\r\n            <div class=\"related-resources__group__heading\">\r\n              Regardez la vid\u00e9o            <\/div>\r\n\r\n            <ul class=\"related-resources__links\">\r\n                              <li class=\"related-resources__link\">\r\n                                      <a class=\"nohovertrans \" href=\"https:\/\/go.fidelity.ca\/Target-Date-Strategies-How-they-work---Plan-Member-French.html\"  target=\"_blank\"  >Fonctionnement des fonds \u00e0 date cible (2&nbsp;m&nbsp;20&nbsp;s)<\/a>\r\n                                  <\/li>\r\n\r\n                          <\/ul>\r\n          <\/div>\r\n                  <div class=\"related-resources__group\">\r\n            <div class=\"related-resources__group__heading\">\r\n              Questions ou aide?            <\/div>\r\n\r\n            <ul class=\"related-resources__links\">\r\n                              <li class=\"related-resources__link\">\r\n                                      <a class=\"nohovertrans \" href=\"tel:1-833-900-3853\"  target=\"_blank\"  >Canada Vie sans frais 1-833-900-3853<\/a>\r\n                                  <\/li>\r\n\r\n                              <li class=\"related-resources__link\">\r\n                                      <a class=\"nohovertrans \" href=\"mailto:info@cbbenefits.ca\"  target=\"_blank\"  >info@cbbenefits.ca<\/a>\r\n                                  <\/li>\r\n\r\n                          <\/ul>\r\n          <\/div>\r\n              <\/div>\r\n    <\/div>\r\n  <\/div>\r\n","protected":false},"excerpt":{"rendered":"<p>Admissibilit\u00e9 Tous les employ\u00e9s ont le droit de participer au r\u00e9gime. Votre date d&rsquo;admissibilit\u00e9 sera indiqu\u00e9e dans votre contrat de travail. Vous adh\u00e9rerez alors au r\u00e9gime le premier jour du mois suivant votre date d&rsquo;admissibilit\u00e9. Veuillez noter que votre admissibilit\u00e9 peut d\u00e9pendre du nombre d&rsquo;heures travaill\u00e9es par semaine, et que chaque province a des exigences [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":1596,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"page-template\/page-with-related-resources.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1667","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bcavantages.ca\/fr\/wp-json\/wp\/v2\/pages\/1667","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bcavantages.ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.bcavantages.ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.bcavantages.ca\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bcavantages.ca\/fr\/wp-json\/wp\/v2\/comments?post=1667"}],"version-history":[{"count":19,"href":"https:\/\/www.bcavantages.ca\/fr\/wp-json\/wp\/v2\/pages\/1667\/revisions"}],"predecessor-version":[{"id":2891,"href":"https:\/\/www.bcavantages.ca\/fr\/wp-json\/wp\/v2\/pages\/1667\/revisions\/2891"}],"up":[{"embeddable":true,"href":"https:\/\/www.bcavantages.ca\/fr\/wp-json\/wp\/v2\/pages\/1596"}],"wp:attachment":[{"href":"https:\/\/www.bcavantages.ca\/fr\/wp-json\/wp\/v2\/media?parent=1667"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}